Residential Options for Individuals with Special Needs

Brad Smith • February 8, 2021

Finding an appropriate and affordable house for adults with disabilities has always been a challenging task. Due to limited physical housing space, support, and services in the US, disabled individuals face a housing crisis.


In this article, we’re going to address major points to consider while looking for residential options. While considering their residential options, parents have to consider few things:


  • What level of support do they need? 


  • Do they have medical needs too? 


  • Are they able to handle their own medication? 


  • Could they handle an emergency? 


  • Do they need help in their daily activities? 


  • Are there any safety concerns?

Personal Preference of the child

While considering residential options for a special needs child, consider their preferences too. Some individuals prefer independence while others prefer congregate settings. Their past life experiences will help you make the right decision.


Confirm these things before making any major determinations:


  • Which type of individuality has your child experienced? 


  • Did your child go away to school? 


  • Have they gone away to camp? 


  • How were those experiences? 


The individuals that have lived independently as children will prefer living alone too. The children that have attended school, camps, and gatherings are more likely to prefer congested apartments. 

Insurance Is a Major Issue to Consider

Ensuring such properties is almost impossible and these properties are owned by the individual or the trust. In some situations, live-in supervision is necessary. It is important to find out who is taking care of the individual with special needs, i.e. an extended family member or a paid caregiver? Even if an extended family member is receiving payment, having a caregiver agreement is necessary.


The caretaker agreement should contain questions like; 


  • What happens if that individual has his own family? 


  • Are they going to want to continue in this role? 


  • How will we handle the vacations? 


  • How will we handle illnesses, whether the child is getting ill? 


  • Will they need to work outside the home?

Residency Agreements Household Account

For handling the financial issues, there should be an agreement with the family too. The caretaker should have access to the household account to get funds to pay for little things.


There would be some questions too:


  • Are these things everyday products required in the house?


  • How will they pay for them?


  • If there needs to be a repair of a plumber or something? 


  • Are they going to have to go to the trustee every time they need to have those expenditures? 


  • Or if they have access to any account?

Takeaway

If your special needs child is ready to move on, you can finance a residence and care option. While finding residential options for your child, make sure that you have sufficient funds.


Consider if your child likes an individual or congested environment and make decisions accordingly. Make sure that the trust of your child is not depleted and you can handle all the costs. For additional questions, please reach out.

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